EDUCAÇÃO FINANCEIRA: aplicação das lições do pai rico, pai pobre à realidade de um jovem brasileiro

Financial education: applying the lessons of Rich Dad, Poor Dad to the reality of a young Brazilian

Abstract

The present teaching case aims to favor the application of Pai Rico, Pai Pobre to the Brazilian reality and provide a reflection on the importance of financial education in Brazil, financial planning and investments for Individuals, with a focus on young people who are starting their professional lives. Therefore, the approach favors the retirement planning process through its own investment management, in front of the personal finance approach, of a debate on personal finance through the methodology of the book Rich Dad, Poor Dad, a worldwide known and great model. relevance. For the development of the case, it was considered that the Brazilian student is 25 years old and has no knowledge of financial education, has not been financially organized, has not controlled expenses or has access to investment management. With this proposal, readers are expected to put themselves in the role of João and carry out an analysis of the situations presented, interacting with the decision support instrument exposed by the spreadsheet, in order to reach their retirement goal. By favoring the space for debate on the importance of personal finance with a view to long-term planning, it is expected to develop students' competence regarding financial education in Brazil. The use of the Rich Dad, Poor Dad methodology for young Brazilians is to show the need to start building their own wealth as soon as possible and thus ensure a stable future in a country where social security shows a great financial imbalance. The case was prepared for adoption in any course or training in the management area, considering the competence: understanding the context in which it operates as a person and citizen, its social and ethical responsibilities in building the future of society.